Charley James Returns: Now, What Was I Saying … ?

acupuncutreI’d turned my back on modern health care to wait for Godot after a virulent cancer returned for the third time. Then, traditional Chinese medicine did what regular docs couldn’t. I beat the odds and was coming back – until a 1%-er caught up with me. Over the past three years, my life got turned upside down. Just like America’s. –Charley James

One hundred lifetimes ago, I said ‘night Mother, refusing to be bombarded by still for toxic chemicals and radiation when a cancer returned. The third time isn’t lucky; I wanted nothing to do with yet another stab at a cure that would leave me feeling dead anyway. Rather, I’d wait quietly for Mr. G. Reaper.

Somehow, friends talked me into trying traditional Chinese medicine. “It won’t be as bad as chemo and being nuked,” they argued, “and maybe it’ll work. Plus, some of it’s covered by (Canada’s) national health because the practitioner is an accredited physician.”

So, off I went to see Doctor Ho, located at the time in Toronto’s original Chinatown on the edge of the financial district. After two weeks of exams and signing stacks of permission forms to let him read my medical records, he said he could help.

For a year, I was treated with secret herbs and spices and lotions and potions. I endured enough accupuncture to make me look like a heroin addict from all the little red dots left behind on my body (including on my behind). I ate tasteless food. But the cancer went into remission, much to the fury of my oncologist who poked, prodded and filmed me again before pronouncing me cured — much to his and my astonishment. In a few more years, I’ll be a cancer survivor.

Meanwhile, back home in the States, health care reform passed. Lilly Ledbetter protection became law. Dodd-Frank squeaked through. Don’t Ask Don’t Tell passed into history. The economy started recovering. Keith Olbermann imploded. And the Republican Party became a joke except that its policies and leaders were anything but amusing.

50% To 0% Overnight

[dcS[/dc]lowly, I regained my health, rebuilt my strength and life promised to what seemed like normal. Until.

I was always solidly middle class: Better off than many but nowhere near the top of the economic heap. I’d worked since I was 16, managed to buy a modest home, eat regularly, squirrel away a bit of cash and enjoy an occasional exotic holiday. I was nestled comfortably among the 50%-ers.

I entrusted my present and future to a highly recommended financial advisor who created a plan and managed my pennies. He was in charge of everything, including paying taxes on my income from working and my investments.

Turns out, he didn’t do any of that.

One afternoon, my lawyer phoned to say he’d just spoken with the fraud squad. My guy had disappeared with all of his client’s money, a hefty eight figures worth. My tiny account was lost in the rounding but it was gone, too, as was the man who was now somewhere in a secret, undisclosed, probably extradition-free location where no one could find him. In a mere 24 hours, I’d become a 0%-er: Broke, out of work from ill health and — because he’d never actually paid the taxes that were supposed to accompany the forms I’d signed each quarter — deep in the hole to revenuers who were demanding money I didn’t have.

I started shuttling between lawyers: Tax, securities, others, more than I ever wanted. My Outlook was littered with meetings, arbitration hearings, and cops who offered no hope of recovering my cash. I’d lost my money and was about to lose my home for good measure.

It took a year to sort things out. Arbitrators awarded me a fraction of what my guy stole, making his insurance pay, but I still had legal fees and that hideous tax bill to resolve.

Meanwhile, the same vampire squids who ruined the global economy remained in charge on Wall Street instead of languishing in prison. The Iraq war came to a merciful end and Afghanistan was winding down. US employment ticked upward. Four Supreme Court justices sold their integrity to the Kochs. Keith Olbermann imploded again. And the Republican Party was locked in the vice grip of the whackjobs, crazies, neverwozzers and robber barons that Bill Buckley flushed from the GOP 50 years earlier.

joe jbtfsplkJoe Btfsplk

Some of us are old enough to remember the L’il Abner comic strip character Joe Btfsplk, who always had a black cloud over his head. Well, I met Joe Pftlsk and he is me.

Last December, I was crossing a street in a marked pedestrian zone with overhead yellow warning lights flashing. I looked both ways as I learned to do as a child, saw cars slowing and proceeded. Silly me: I forgot to look behind me where a driver, thinking the traffic was slowing to let her in, gunned it as she turned and hit me. I only recall the ER where everyone kept asking me if I could count their fingers. The diagnosis: Closed head brain trauma, a few internal injuries, some cracked ribs and pain everywhere.

I spent months shuttling between CT scans, MRIs, speech therapy, physical rehab, and more lawyers who shall be with us always.

Worse, the date was fast approaching when I had to be out of my home. In lieu of taking it outright, the tax folks kindly let me lease it and use the rental income to pay down my bill; I’m now trying to sell the place. Since I’d lost another huge chunk of time, not working meant I had no place to go and no money to get there. Oh, friends have let me stay in spare rooms and empty condos, and occasionally slipped me a few scheckles to buy food, but I am essentially homeless with no permanent address.

I’ve gone from a 50%-er to a 0%-er.

Meanwhile, America was held hostage by Senate rules that gave more power to one member than to the other 99. Mitt Romney turned lying into an art. The House of Representatives wanted to punish the sick, the elderly, kids, single parents, and people who wanted an education. Keith Olbermann disappeared. And Republicans blamed President Obama for every aspect of the aftermath of the GOP’s greed when Bush was in The White House.

Over the last three years, my life turned upside down and so did my country’s.

Charley James

Returning contributor Charley James is an American writer who lives in Toronto.

Posted: Monday, 28 May 2012

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Comments

  1. Hwood007 says

    Dear Mr.James, I am sorry to read of your sickness and I am
    glad you are doing better and shared with us how that became fact.  I wish you good health in the future.  Your story of using alternative health care
    may help someone else.

     

    I am also sorry to hear of your poor financial
    condition.  I assume you financial
    advisor studied under the Madoff school of accounting.  I hope the readers will take a lesson from
    your financial problems.  The rules are
    real simple; your assets should be on deposit with one firm and your financial
    advisor does not have access to your account, but only makes trade orders.  The account firm will send statements
    directly to you so you know the funds are really there. Your advisor only
    controls what is in your account until you inform the firm he/she is no longer
    your agent.

     

    In my case, my wife and I have self directed accounts, we
    have self-directed IRAs and investment accounts at USAA, who gives us a review
    every year or so to make sure we have not become incapable of handling our
    accounts.  I was surprised when the
    Madoff case hit the news, so many very rich people putting so much money with
    him.  Madoff promised yearly gains which
    were way too great and his investors should have known better.  Can you say “greed”?

    Too bad you hid your very fine story within the political statements you made, it took much away from the really important facts.

     

      

  2. says

    Sux doesn’t it ? .

    And here we thought we were doing the right thing all those years whilst the gop carefully stole America out from underneath us .

    -Nate

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  1. [...] despair, hopelessness, rage, emptiness and grief. From deep inside me, an accumulation of the physical and emotional toll of the last few years came bubbling to the surface: Fighting cancer and apparently succeeding; the [...]

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