Sheila Kuehl:Prop 31 was designed to find ways to make government more efficient and responsive. Several critics have opined that Prop 31 doesn’t really accomplish the goal, but simply recycles a number of ideas that have been floated through the years without a good deal of empirical evidence on whether or not they accomplish their stated goals.
I will not name any bankers or politicians as my favorites in causing this credit crunch we are now having. I will say the politicians were the only people tasked with acting in our interest so as a group they are the most to blame. They developed and passed the laws that now haunt us and did not provide adequate over sight.