*+-Laura Finley: Those with no hope either make no goals, or set goals that are too easy or next-to-impossible to achieve. They then get either bored or dejected and quit.
*+-Carl Bloice: Like the knee bone and the thigh bone, the foreclosure crisis is closely related to the jobs crisis. Last week the Obama administration cautioned the public not to expect any dramatic improvement in the jobless rate, largely because thousands of formerly “discouraged” jobless workers sense the situation is improving and have started back looking for work. As a result, some economists have suggested, the jobless rate may well go beyond the 9.7 percent where it stands now.