*+-Charley James: More than a week after Sandy ended tens of thousands of families and individuals remain without their own roof over their head. For many, it may be months before they have a place to live.
*+-K. Danielle Edwards: I have coworkers and even a relative who have likely lost their homes. Most Tennesseans, as this article outlines, do not have flood insurance. As a result, most of us will be denied by our insurance companies for not having coverage we were either prohibited from purchasing (if one does not live in an official flood plain) or were told we did not need.