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Everyone deals with stress, and it's not even necessarily a bad thing. A certain amount is good for you, helping you meet challenges and boosting your motivation. However, severe or chronic stress can be harmful. Of course, the best thing to do in a situation like that is to remove yourself from whatever is causing your problems, but often, this is not possible. The next best thing is finding effective ways to manage the stress.

Back to Basics

There are a few basic things you need to do in order to deal with stress effectively, especially if it is making you feel panicked. When you think about the situation that is worrying you, you might feel flushed or as though your heart is racing. Stress can make you take quick, shallow breaths, which can in turn make you feel faint, so it can help to concentrate on slow, deep breaths.

This also helps you focus on just one thing, your breathing, which can be calming. Physical activity can also help, and it doesn't necessarily have to be strenuous. Taking a walk can relax you. These steps are important because when your mind is racing, it is hard to take the next step of problem solving.

Problem Solve

When something concrete is causing you stress, the best approach is simply to tackle it head on. This is not always easy to do, and it may require addressing just a little bit of the problem at a time, but bit by bit, you can do it. For example, maybe the source of your stress is a credit card bill that is spiraling out of control.

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Stress can make you take quick, shallow breaths, which can in turn make you feel faint, so it can help to concentrate on slow, deep breaths.

If you want to pay this off quickly, you may be able to get low interest loans from a private lender. A private loan usually has a much lower interest rate than credit card bills, meaning that you will make progress more quickly in paying off your debt. If you're struggling to think clearly about solutions to your problem, see if a sympathetic friend or family member will sit down with you and talk through your options.

Reducing Stress

Of course, the best way to deal with stress in life is to manage it before you feel overwhelmed. This is also useful because not every problem has a ready solution, and sometimes you will have to learn to live with a stressful situation. Working to ensure a good work-life balance, practicing good sleep hygiene so that you are well-rested and spending quality time with friends and family are all good practices.

It can also be helpful to know the signs that things are starting to get to you, such as not sleeping well or finding yourself easily irritated. Sometimes the answer is professional help, whether that is a financial planner to help you manage your money better, a career counselor to help you find work that you are better suited for or hiring someone to clean your house so you aren't juggling that on top of your other obligations. Most importantly, try to put a plan in place when things are easy that you can turn to when times get tough.